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13 For whosoever shall call upon the name of the Lord shall be saved. (Romans 10:13 - - - The Holy Bible)

Finance

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  • Federal Deposit Insurance Corporation Releases Report on Small Business Lending Survey

    Federal Deposit Insurance Corporation Releases Report on Small Business Lending Survey




    (October 1, 2018) - - The Federal Deposit Insurance Corporation (FDIC) today published a report on the findings of its Small Business Lending Survey, which collected data on how banks conduct their lending to small businesses. The report found that banks of different sizes approach small business lending differently, but that, overall, relationships are important for both small and large banks. Small banks, defined in the report as those with assets of l...
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  • Federal Reserve Board Approves Action by the Boards of Directors of the Federal Reserve Bank of New York and Minneapolis

    Federal Reserve Board Approves Action by the Boards of Directors of the Federal Reserve Bank of New York and Minneapolis




    (September 27, 2018) - - The Federal Reserve Board has approved actions on Thursday by the Boards of Directors of the Federal Reserve Banks of New York and Minneapolis, increasing the discount rate (the primary credit rate) at the Banks from 2-1/2 percent to 2-3/4 percent, effective immediately.




    Source: Board of Governors of the Federal...
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  • U.S Securities and Exchange Commission to Focus on Empowering Main Street Investors for 2018 World Investor Week

    U.S Securities and Exchange Commission to Focus on Empowering Main Street Investors for 2018 World Investor Week


    Joint Investor Bulletin Issued on Understanding Digital Assets and Online Investing



    Washington, DC - - (October 1, 2018) - - The Securities and Exchange Commission today announced that empowering Main Street investors will be the SEC’s focus during World Investor Week, which takes place Oct. 1-7, 2018. SEC staff will emphasize both the basics of investing and savings as well as important emerging issues like the rise of initial coin offerings
    ...
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  • Federal Deposit Insurance Corporation Makes Public August Enforcement Actions

    Federal Deposit Insurance Corporation Makes Public August Enforcement Actions


    No Administrative Hearings Scheduled for October 2018


    (September 28, 2018) - - The Federal Deposit Insurance Corporation (FDIC) today released a list of orders of administrative enforcement actions taken against banks and individuals in August. There are no administrative hearings scheduled for October 2018. The FDIC issued a total of 17 orders, including one issued in July, and one notice. The administrative enforcement actions in those or
    ...
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  • U.S. Department of the Treasury Issues Proposed Rule on Charitable Contributions and State and Local Tax Credits

    U.S. Department of the Treasury Issues Proposed Rule on Charitable Contributions and State and Local Tax Credits




    Washington, DC - - (August 23, 2018) - - The U.S. Department of the Treasury today issued a proposed rule on the federal income tax treatment of payments and property transfers under state and local tax credit programs. The proposed rule would prevent charitable contributions from being used to circumvent the new limitation on state and local tax deductions. The Tax Cuts and Jobs Act of 2017 (TCJA) limits the amount of state and local taxes (SALT...
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  • Barry Miller, Associate Director in Division of Investment Management, to Leave SEC After More Than 40 Years of Public Service

    Barry Miller, Associate Director in Division of Investment Management, to Leave SEC After More Than 40 Years of Public Service




    Washington, DC - - (August 23, 2018) - - The Securities and Exchange Commission (SEC) today announced that Barry D. Miller, Associate Director of Disclosure Review and Accounting in the Division of Investment Management, will retire from the SEC at the end of this month after more than 40 years of public service, including more than 30 years of service at the SEC. As an associate director overseeing the division's disclosure ...
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  • U.S. Department of the Treasury Targets Attempted Circumvention of Sanctions

    U.S. Department of the Treasury Targets Attempted Circumvention of Sanctions




    Targeting Russian actors’ efforts to circumvent U.S. sanctions



    Washington, DC - - (August 21, 2018) - - Today, the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC) is targeting Russian actors’ efforts to circumvent U.S. sanctions. This action was taken pursuant to authority provided under Executive Order (E.O.) 13694, “Blocking Property of Certain Persons Engaging in Significant Malicious Cyber-Enabled Activities,” as amended, and as codified by the Countering America’s
    ...
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  • U.S. Securities and Exchange Commission Adopts Rule Amendments to Improve Municipal Securities Disclosure

    U.S. Securities and Exchange Commission Adopts Rule Amendments to Improve Municipal Securities Disclosure


    Washington, DC - - (August 20, 2018) - - The Securities and Exchange Commission (SEC) adopted amendments to enhance transparency in the municipal securities market. The adopted amendments to Rule 15c2-12 of the Securities Exchange Act will focus on material financial obligations that could impact an issuer’s liquidity, overall creditworthiness, or an existing security holder’s rights.

    “Our municipal securities market is a $3.844 trillion dollar market, with new issuances of approximately $448.1 billion in 2017. Our Main Street investors are exposed to this...
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  • Federal Reserve Board fines Citigroup 8.6 Million Dollars for the Improper Execution of Residential Mortgage-related Documents and Announces Termination of 2011 Enforcement Action

    Federal Reserve Board fines Citigroup $8.6 Million for the Improper Execution of Residential Mortgage-related Documents and Announces Termination of 2011 Enforcement Action




    (August 10, 2018) - - The Federal Reserve Board on Friday announced an $8.6 million fine against Citigroup for the improper execution of residential mortgage-related documents. The $8.6 million penalty addresses the deficient execution and notarization of certain mortgage-related affidavits prepared by a subsidiary, CitiFinancial. The imprope...
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  • Federal Deposit Insurance Corporation Publishes 25th Anniversary Special Edition of Consumer Newsletter

    Federal Deposit Insurance Corporation Publishes 25th Anniversary Special Edition of Consumer Newsletter





    (August 3, 2018) - - FDIC Consumer News, the newsletter published quarterly by the Federal Deposit Insurance Corporation since the fall of 1993, is celebrating its 25th anniversary with a special expanded edition featuring updated versions of 25 of our more popular articles. A lot has changed in banking and financial services in the last 25 years. For example, the FDIC deposit insurance limit increased from $100,000 to $250,000 and consumers who used to...
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