Protecting Yourself Against Losses Due to Floods

Protecting Yourself Against Losses Due to Floods

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By Clarence William Page

High Point, NC - - (October 19, 2018) - - I have had many careers (including those of Property and Casualty Insurance Agent; Property and Casualty Insurance Agents Manager; Property and Casualty Insurance Instructor; Property and Casualty Insurance Broker; and Property and Casualty Insurance Brokerage Firm CEO and Chairman of the Board). I am no longer licensed to practice in the insurance industry and thus do not seek to give any advice that requires licensure. Here is how I decide whether or not I need flood insurance: 1. I closely ...

U.S. Department of Agriculture Partners to Help Rural Leaders Build Strategies to Achieve Prosperity

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Rural Economic Development Initiative Provides Opportunities for Rural Communities to Plan for the Future


Sacramento, Calif. - - (October 16, 2018) - - Assistant to the Secretary for Rural Development Anne Hazlett today announced the U.S. Department of Agriculture (USDA) has finalized four cooperative agreements to help rural communities create and implement economic development plans. “Under the leadership of Agriculture Secretary Sonny Perdu...

U.S. Securities and Exchange Commission Announces 2018 Government-Business Forum to Be Held at The Ohio State University

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Washington, DC - - (October 18, 2018) - - The Securities and Exchange Commission today announced it is partnering with the National Center for the Middle Market at The Ohio State University Max M. Fisher College of Business to host the SEC’s annual Government-Business Forum on Small Business Capital Formation on Dec. 12. This annual forum provides a platform to highlight additional measures to improve small...

National Oceanic and Atmospheric Administration says September 2018 and Year to Date were 4th Hottest on Record for the Globe

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Polar sea ice coverage remains at near-record lows


(October 17, 2018) - - The National Oceanic and Atmospheric Administration (NOAA) says warmth continued its steady march across the world last month, making for the fourth hottest September on record for the globe and the fourth warmest year to date, according to the latest analysis by scientists from NOAA’s National Centers for Environmental Information.

(Source: Graphic published by NOAA)

According to NOAA, the 10 warmest September global land and ocean surface temperatures have occurred since 2003 with the last five Septembers (2014, 2015, 2016, 2017 and 2018)...

Federal Reserve Governor Lael Brainard Delivers Speech at the FinTech, Financial Inclusion -- and the Potential to Transform Financial Services Conference

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Governor Lael Brainard

"FinTech and the Search for Full Stack Financial Inclusion"

Boston, MA - - (October 17, 2018) - - Today, Federal Reserve Board Governor Lael Brainard delivered a speech at the FinTech, Financial Inclusion -- and the Potential to Transform Financial Services, hosted by the Federal Reserve Bank of Boston and...

Location of Federal Communications Commission Releases in Connection with Hurricane Michael

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(October 18, 2018) - - The Federal Communications Commission (FCC) says that all FCC releases in connection with Hurricane Michael may be found at https://www.fcc.gov/Michael .

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Credit: Federal Communications Commission...

Trump Administration Delivers Historic Progress on Offshore Wind

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Continues to fulfill promise of a secure energy future for Americans





Washington, DC - - (October 18, 2018) - - Yesterday, U.S. Secretary of the Interior Ryan Zinke announced three major developments in American offshore wind energy spanning from coast to coast. Continuing with the Trump Administration's all-of-the-above energy policy, the Secretary spoke at the American Wind Energy Association’s Offshore Wind Conference and announced 1.) much-anticipated wind auction in federal waters off the coast of Massachusetts; 2.) the environmental review of a proposed...

Centers for Medicare and Medicaid Services Administrator Seema Verma Statement on Burden Reduction Accomplishments

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(October 17, 2018) - - The Centers for Medicare and Medicaid Services Administrator Seema Verma's Statement on Burden Reduction Accomplishments: “I would like to thank President Trump for his leadership and commitment to reducing burdensome federal regulations and Secretary Azar’s action to moving our healthcare system towards providing value for patients. CMS will continue our efforts...

FEMA and Partners Helping Hurricane Michael Survivors

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(October 17, 2018) - - The Federal Emergency Management Agency (FEMA) published the following information:

Washington, DC - - One week after Hurricane Michael hit Florida and Georgia, FEMA and other federal agencies are working alongside state and local responders and volunteers from national and local nonprofit organizations to aid survivors.

News and Resources for Survivors

FEMA Disaster Survivor Assistance teams are on the ground in Florida and Georgia helping survivors register for assistance. Survivors can register online at ...

Federal Deposit Insurance Corporation Enhances Tool to Prevent Elder Financial Exploitation

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(October 15, 2018) - - The Federal Deposit Insurance Corporation (FDIC) today announced the release of a Spanish-language version of Money Smart for Older Adults. The curriculum, now offered in English and Spanish, has been updated to provide new information and resources to help older adults and their caregivers recognize and prevent fraud, scams, and other types of financial exploitation. The curriculum also includes information...

U.S. Small Business Administration Small Business Lending Momentum Continues in FY18

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SBA FY18 total loan volume reaches more than $30 billion with more than 72,000 approved loans



Washington, DC - - (October 15, 2018) - - The U.S. Small Business Administration (SBA) announced FY18 lending numbers showing that it guaranteed over $30 billion to small businesses that otherwise would not have had access to capital. “We are providing tools, resources and access to capital for America’s 30 million small businesses, and our FY18 numbers bear that out,” SBA Administrat...

U.S. Department of the Interior Announces Multi-Billion Dollar Regulatory Relief in FY 2018

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(October 17, 2018) - - On this date the U.S. Department of the Interior published the following information:


Washington, DC - - Today, the U.S. Department of the Interior announced its success in reducing the Department's regulatory burden in support of and compliance with President Donald Trump's Executive Order 13771 on Reducing Regulation and Controlling Regulatory Costs. Interior has been a leader in the...

U.S. Secretary of State Michael R. Pompeo Makes Remarks to the Traveling Press at King Salman Air Base in Saudi Arabia

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King Salman Air Base, Riyadh, Saudi Arabia - - (October 17, 2018) - - Remarks to the traveling press by U.S. Secretary of State Michael R. Pompeo:


SECRETARY POMPEO: We’re on our way to Turkey, where I’ll meet with President Erdogan this morning, if all goes as planned. Yesterday I had the chance to have a number of meetings, extended meetings, with King Salman and the crown prince, Adel al-Jubeir, the foreign minister. In each of those meetings I stressed the importance of them conducting a complete investigation into the disappearance of Jamal Khashoggi,...

U.S. Environmental Protection Agency School Bus Rebate Program to Reduce Diesel Emissions

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Deadline for applications is November 6.


(October 16, 2018) - - Today, the U.S. Environmental Protection Agency published the following information:

(New York, N.Y.) Earlier this month, the U.S. Environmental Protection Agency (EPA) announced over $9 million available nationwide in rebates to replace older diesel school buses through EPA's Diesel Emissions Reduction Act (DERA) funding. In March 2018, recipients in New York and New Jersey...

U.S. Department of Agriculture Announces Replacement SNAP Benefits in 12 Hurricane-Impacted Florida Counties

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Washington, DC - - (October 16, 2018) - - Households impacted by Hurricane Michael in 12 Florida counties could be eligible for mass replacement of Supplemental Nutrition Assistance Program (SNAP) benefits, the U.S. Department of Agriculture (USDA) announced. This is one of several steps USDA is taking to ensure Floridians in need have the means to purchase food. “Many Florida residents lost everything, including food they h...

Texas Company Will Pay $3 million to Settle Federal Trade Commission Charges That it Failed to Meet Accuracy Requirements for its Tenant Screening Reports

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(October 16, 2018) - - Today, the Federal Trade Commission (FTC) published the following information: A Texas company has agreed to pay $3 million to settle Federal Trade Commission charges that the company failed to take reasonable steps to ensure the accuracy of tenant screening information that it provided to landlords and property managers, a violation of federal law that caused some potential renters to be false...

U.S. General Services Administration Announces Hurricane Michael Relief Efforts and Special Emergency Procurement Authorities

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GSA’s senior procurement executive signed memo raising certain minimum thresholds to directly support Hurricane Michael relief efforts


Washington, DC - - (October 17, 2018) - - The U.S. General Services Administration (GSA) has raised the micro purchase threshold, the simplified acquisition threshold, and the simplified leasing acquisition threshold, in order to address the needs created by Hurricane Michael. R...

Driver’s Failure to Control Vehicle, Impairment, Caused Fatal Crash

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Determination in the March 29, 2017 truck and bus crash near Concan, Texas


Washington, DC - - (October 16, 2018) - - The National Transportation Safety Board determined Tuesday the March 29, 2017 crash near Concan, Texas was caused by a 20-year-old driver’s failure to control his vehicle due to his use of marijuana in combination with his misuse of a prescription medication. The deadly crash occurred when a pick-up truck driver traveling northbound on U.S. Highway 83 crossed the double, solid-yellow centerline, entered the southbound ...

Treasury Releases Report on Macroeconomic and Foreign Exchange Policies of Major Trading Partners of the United States

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Washington, DC - - (October 17, 2018) - - The U.S. Department of the Treasury today delivered to Congress the semiannual Report on Macroeconomic and Foreign Exchange Policies of Major Trading Partners of the United States. The Report concluded that while the currency practices of six countries were found to require close attention, no major U.S. trading partner met the relevant 2015 legislative criteria for enhanced analysis...

U.S. Department of Labor Announces New Compliance Assistance Tools To Assist New and Small Businesses

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Washington, DC - - (October 17, 2018) - - The U.S. Department of Labor today announced the launch of the New and Small Business Assistance and the Compliance Assistance Toolkits webpages. These new online tools assist American small businesses and workers with simple, straightforward resources that provide critical Wage and Hour Division (WHD) information, as well as links to other resources. The webpages were established in response...